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Buying a Home Step 4: Make an Offer
Posted on Created: Friday, 16 July 2010 17:16
This is where our Realtors shine. Having closed more deals than 90% of Realtors out there our agents specialize in negotiating the best possible terms for our buyers. We offer clear, concise, and unbiased advice including you in every step of our thought process. When you are ready to make an offer the best thing you can do is arm yourself with data. Your Realtor will provide you with a Competitive Market Analysis and help you understand what it all means. Elements of a CMA · Location in relation to your target home, you generally want to keep comps within 1-2 miles. (this will not apply to unique homes) · Time Frame: In most normal situations you do not want to compare comps over six months old if there is more recent data available. · Size: You want to compare finished square feet in a home to one another. Add or subtract value based on the size of the home. · Renovations: Make sure you try to see pictures of comparable homes that have sold (so you don’t miss that $50,00 ...
 
Buying a Home Step 2: Find a Realtor
Posted on Created: Thursday, 17 June 2010 15:29
This may be the single most important step when buying a home. A good Realtor will help facilitate a home purchase that may or may not get you everything you want. A GREAT Realtor will save you thousands of dollars up front in negotiating, time and stress when dealing with home inspection negotiations, and huge savings with lenders and title companies. Make sure you talk to a couple Realtors before you decide to work with one in particular. All Realtors are different and have different styles; you have to feel comfortable with your Realtor on a personal and professional level. Here are some helpful questions to ask your Potential Realtor: 1. How long have you been a Realtor? 2. How many buyers have you successfully represented over the last three months? 3. Can I choose a few to randomly call for a referral? 4. What is your negotiating advantage? (Hard numbers here people!) 5. What type of Technology do you use? (If they don’t have a smart phone, run!) 6. What types o ...
 
Step 1: Get Pre-Approved
Posted on Created: Monday, 07 June 2010 15:30
Lending standards and programs change daily. It is critical to establish as early as possible what you can comfortably afford when purchasing a home. Aim to spend no more than 25-33% of your monthly earnings on a mortgage payment. Compare at least 2 lenders when shopping for a mortgage. Get referrals from friends and your Realtor. Pick up the phone and give them a call or fill out their online mortgage application online if they have one. If you belong to a credit union give them a call as well, as they may have special deals for their customers. Other important things to consider when getting your pre-approval: · Down Payment: The larger your down payment the better. Conventional loans usually require 10-20% down where an FHA loan requires as little as 3.5% down, and if you qualify for a VA loan you may not need a down payment. · Closing Cost: What is your lender charging you? What are the government fees in the county you are purchasing in? Ask any lender you apply with for ...
 
If Stafford is your destination, we have the house for you!
Posted on Created: Friday, 21 May 2010 17:04
I-Agent.com just received a gorgeous new listing in Stafford, VA. If you're looking for a single family home in Stafford County, then search no further. 46 Poplar View Drive sits on 1.25 acres, boasts approx 5,300 finished square feet, and has 6 bedrooms and 4.5 baths. Our clients have done an amazing job renovating this property. Walk into a two story foyer with gorgeous hardwood floors and you will immediately feel at home. All of the light fixtures have been replaced over the last two years to give this home a modern feel. The kitchen features stainless steel appliances, granite counter tops, new cabinets, and ceramic tile flooring. There are five spacious bedrooms and three full b ...
 
 
 

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